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2025/26 tax year — rates from 6 April 2025

Pro rata salary calculator — see what part-time actually pays

Enter the full-time salary and your hours (or FTE fraction) — we'll work out your pro-rata pay and run the full tax and NI breakdown on it.

Quick answer

A pro-rata salary is the full-time salary scaled by the share of full-time hours you work. Working 22.5 of 37.5 hours (60%) on a £45,000 full-time salary gives £27,000 — which leaves £22,959.60 a year (£1,913/month) after tax and NI in 2025/26. Your personal allowance doesn't shrink with your hours, so part-time pay keeps a higher share of every pound.

Personal allowance
£12,570
Applies in
England, Scotland & Wales supported
Calculation
Hours ÷ full-time hours × salary
Full-time salary
£45,000per year
£15,000£82,500£150,000

Parsed as: 1257L (£12,570 allowance, England & NI)

Student loans
Your pro-rata salary
£27,000
60% of full-time
Take-home
£22,960
per year
Income tax
£2,886.00
10.7% of gross
National Insurance
£1,154.40
4.3% of gross
Take-home
£22,959.60
85.0% of gross
The full-time comparison: a full-time colleague on £45,000 takes home £35,919.60 a year — you’ll take home £22,959.60 (£1,913/month) on your 60% pattern. Because tax bands don’t shrink pro-rata, you keep 85.0% of your salary versus their 79.8%.
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How pro rata works

“Pro rata” simply means “in proportion”. Your salary is the full-time rate scaled by the fraction of full-time hours you work — 22.5 hours of a 37.5-hour week is 0.6, so a £45,000 role pays £27,000. The same fraction applies to holiday entitlement and to percentage-based benefits.

What does not scale is the tax system. Your personal allowance stays at £12,570 however few hours you work, and the tax bands sit at the same thresholds. That’s why part-time take-home is proportionally better than full-time: a bigger share of a smaller salary fits inside the tax-free allowance and the basic rate band.

When employers use pro rata

  • Part-time roles advertised with a full-time-equivalent (FTE) salary.
  • Term-time-only contracts in schools, annualised over 12 months.
  • Contract or fixed-term roles covering part of a year.
  • Job shares, where two people split one full-time salary by hours.
  • Starting or leaving a job part-way through a pay period.

Questions people ask