2025/26 tax year — rates from 6 April 2025
See what actually lands in your bank.
The UK take-home pay calculator that handles what others skip — all three pension scheme types, all six Scottish bands, K codes and student loans. Every rate cited to gov.uk.
Annual salary
£45,000per year
£10,000£105,000£200,000
Parsed as: 1257L (£12,570 allowance, England & NI)
Take-home
£35,920
per year
Income tax
£6,486.00
14.4% of gross
National Insurance
£2,594.40
5.8% of gross
Your money, sliced.
- Take-home
- Income tax
- National Insurance
- Pension
- Other
Take-home£35,920
Tax
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This calculator uses the 2025/26 tax year (6 April 2025 to 5 April 2026) — useful for checking last year’s payslips or filing your 2025/26 Self Assessment. For the current tax year, switch the tax-year toggle above or use the 2026/27 take-home pay calculator.